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I live in a state where I can elect either no-fault coverage or traditional tort
It depends on how you feel about potentially being unable to sue for pain and suffering damage if you are in an accident (no-fault). Some no-fault states, however, have low thresholds for suing, so, in those states,
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My state has a comparative negligence law. How does that work? Who decides how m
The fault for an accident is not always placed squarely on one participant; one party is not necessarily held totally at fault and the other totally blameless. After determining the percentage of fault by each party, the compensation by the insurance
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Is it true that auto insurance rates have been falling across the U.S. In the la
Yes. After many years of rate increases, the cost of car insurance fell slightly, by 0.3%, in 1998, and another reduction is expected for 1999. The total reduction was estimated to be 2 or 3% after dividends on policies issued by mutual companies are
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Does car insurance remove the worry of a lawsuit?
Does car insurance remove the worry of a lawsuit?the financial and legal resources of the insurance company will assist you in defending against the suit and paying any resulting damages.
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Who is covered by my personal auto policy?
Who is covered by my personal auto policy?You and the family members, friends and associates that you let borrow your car are all covered by your personal auto policy. Explicit permission is not required each time they borrow your car.
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What is assigned risk?
What is assigned risk?If your state requires you to have auto insurance in order to drive, you may be faced with a dilemma if insurance companies wonĄŻt accept you. Most states.
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Is automobile insurance available for everyone?
Is automobile insurance available for everyone?The exact type of plan varies from state to state, but assigned risk policies are usually relatively expensive. Why? Because a bad driving record makes you a bad risk for any insurer
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Must I have auto insurance?
Most states have laws in the books that require basic auto insurance coverage for every driver. A few states ask only that you demonstrate "financial responsibility."
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What happens to me if I drive without auto insurance?
What happens to me if I drive without auto insurance?If you are involved in an auto accident or stopped by a police officer and found to be driving without car insurance or proof of financial responsibility, you will be subject to penalties specific
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What is the difference between life insurance and auto insurance risk?
What is the difference between life insurance and auto insurance risk?
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In respect to car insurance what is an assessable policy?
In respect to car insurance what is an assessable policy?If you have an assessable policy, you can be charged (assessed) an additional amount if your insurance company has a bad year full of expensive accidents. Most policies written today are non-as
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Some states have a financial responsibility law. What do these laws require?
Some states have a financial responsibility law. What do these laws require? States that do not require you to have insurance require a demonstration of financial responsibility, which could include demonstration that you have sufficient assets to s
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What is auto insurance?
Auto insurance is a contract with an insurance company that can protect you against severe financial loss if you are ever in an auto accident. Varying types of coverage act as a "bumper" against various accident-related expenses, like liability, me
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Car Insurance Basic Tips & Policy how to - i.e.Must I have auto insurance? What is assigned risk?In respect to car insurance what is an assessable policy?
Most Popular Articles
- I live in a state where I can elect either no-fault coverage or traditional tort
- My state has a comparative negligence law. How does that work? Who decides how m
- Is it true that auto insurance rates have been falling across the U.S. In the la
- Does car insurance remove the worry of a lawsuit?
- Who is covered by my personal auto policy?
- What is assigned risk?
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