InsuranceHowto.info

Once a life insurance policy has been issued and is in force, the owner of the policy (who would often also be the insured) is free to change the beneficiary.

Changing beneficiary

Once a life insurance policy has been issued and is in force, the owner of the policy (who would often also be the insured) is free to change the beneficiary to anyone he or she chooses, unless the beneficiary has been designated as irrevocable. Changing the beneficiary is easily done by filling out a form available from the insurance company and having it properly witnessed.