Business travel accident insurance:
Unlike sickness, which usually gives warning symptoms so there is time to prepare for emotional and financial consequences, accidents strike without warning. Life, Medical, and Disability insurance do not adequately compensate for SPECIFIC LOSSES of limbs, sight, hearing or speech. The accident hazard is sufficiently unique that it merits extra insurance protection.
Who Buys Business Travel Accident Insurance?
Business Firms, to offset the loss of a key employee. To compensate families of employees for loss of income due to an accidental death or dismemberment.
Professional Firms, to offset the temporary and long term financial aspects of an accidental death or accidental bodily injury to a Principal of the firm. We insure the hands of surgeons, famous musicians and athletes against accidental injury that would impair their dexterity.
Educators and students, to protect parents or sponsors against loss due to accidents while traveling or while living away from home. Accident insurance royle travel is necessary.
Travelers, on business or on pleasure trips anywhere in the world.
War Correspondents, or uk military families.
Individuals, while on recreational or sporting trips such as skiing, scuba diving or bungee jumping.
Government Agencies and Programs.
Fraternal and Religious Activities.
Individuals and Families.
What Are Some Uses for High Limit Accident Insurance?
Extra protection to cover the sudden and unexpected effects of an accident.
Travel accident coverage on a short term or on going basis.
Trip or event coverage for participants, volunteers and sponsors.
Travel accident Insurance Plan Features:
Flexibility
Available to individuals and uk families
24 hr. coverage, common carrier only or aviation only
Third Party Ownership for estate planning
Comprehensive Coverage
Accidental Death Benefit
Specific Loss Benefits
- Loss of use of limbs
- Loss of sight
- Loss of speech
- Loss of hearing
Valuable Optional Enhancements
Sudden Cardiac Arrest Rider
Acts of Terrorism/War
Unusual risk, places of travel or hazardous sport
Travel Protection vs Travel Medical
Travel Insurance Protection plans typically reimburse your non-reimbursed travel expenses if an emergency occurs causing your trip to be canceled, interrupted or delayed. Travel Medical insurance is medical insurance designed to reimburse you for medical expenses incurred while traveling. So you must done a travel accident insurance plan before your holiday.
What's a Deductible in the Business travel accident insurance Plan?
(Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the business travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident.
